5 Reasons You Haven’t Gotten Your Stimulus Check Yet – Motley Fool

5 Reasons You Haven’t Gotten Your Stimulus Check Yet – Motley Fool

The government has taken the unprecedented step of sending relief payments, more commonly known as stimulus checks, to millions of Americans to help them through the COVID-19 pandemic. The first checks have already gone out, but a lot of people are still waiting on theirs. That doesn’t mean there’s something wrong, although there could be.

Here are five reasons you may not have gotten your stimulus check yet and what, if anything, you can do to speed up its delivery.

Frustrated woman staring at laptop screen

Image source: Getty Images.

1. You don’t qualify

One possible reason you haven’t gotten your check yet is because you don’t meet the qualifications. Individuals earning less than $75,000, heads of household earning less than $112,500, and married couples earning less than $150,000 are eligible for the full amount. If your adjusted gross income (AGI) is higher than this, you may qualify for a reduced credit, but this phases out at $99,000 for single adults, $136,500 for heads of household, and $198,000 for married couples. 

If your income was over the upper threshold for your tax filing status on your last tax return, you will not qualify for a stimulus check at all. You can see whether you’re eligible by looking up your stimulus check payment status on the IRS website. If you do qualify and have not received your check yet, this tool should also tell you when yours will get delivered.

2. The IRS
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